New report, Regulatory Scan Working Draft, from CFD team member Dr. Gail Henderson, Kevin Akrong, and Diane Wu, scans Canadian federal and provincial regulations that contribute to or constrain financial empowerment.
There are many financial products and services aimed at moderate- and low-income Canadians – payday loans, prepaid credit cards, instalment loans, tax rebate discounters – with distinct regulations applying to each, regulations which are enforced by different agencies operating at different levels of government. This can make navigating the financial marketplace difficult for any financial consumer. This report is an ongoing attempt to summarize the regulators and regulations relevant to the financial lives of low-income Canadians. These are mainly concerned with protecting consumers from the worst predatory practices, but also include trying to improve low-income Canadians’ access to low-cost financial goods and services. The report also briefly describes the regulatory structure in other jurisdictions and explores possible solutions for improving the financial lives of low-income households.
Spring time has been busy for the diaries team. We were grateful to have Joshua Richert spend his CMU practicum placement with the team. He took over interviewing some of our participants and completed a pilot qualitative analysis.
We are pleased that Isha Himani has joined the team to guide our quantitative data entry and cleaning.
We continue to enjoy research assistance from Jodi Dueck-Read and Maya Janzen.
10 December 2018
We are pleased to share that our field research team now includes Jodi Dueck-Read (Senior RA), Maya Janzen (RA, Interviewer), Joy Frederick (RA, Quant.), & Erin Gietz (RA, Data input).
28 June 2018
The research team is looking for a senior student to work as a Research Assistant in Winnipeg to assist with the project primarily through interviewing participants. See description here: research assistant (2018).
17 January 2018
The research team is looking for a student research assistant in Winnipeg to assist with quantitative components of the project.
17 November 2017
Are you interested to engage in the financial diaries project as a participant? We are recruiting people for the start of phase 1 that will begin in January 2018.
12 October 2017
Project signs contract with Microfinance Opportunites to provide technical assistance for financial diaries.
12 October 2017
Project hires two research assistants to assist with testing and roll-out of phase one.
We are pleased to announce that we have hired two Research Assistants to assist us with testing and rollout of the financial diaries phase 1: Jodi Dueck-Read and Kriz Cruzado, bio’s below.
- Jodi Dueck-Read is an instructor of Conflict Resolution Studies at Menno Simons College. Instead of fleeing the U.S. in the age of Trump, she moved to Canada when Obama was elected (2009) to complete her PhD in Peace and Conflict Studies at the University of Manitoba. She is passionate about peacebuilding, migrant justice, the U.S.-Mexico borderlands, and all kinds of inclusion.
- Kriz Cruzado is in her final year of graduate studies at the Canadian Mennonite University, taking Master of Arts in Peacebuilding and Collaborative Development. She’s worked with MCC Nepal as Disaster Response Coordinator in 2015-2016 before coming to Winnipeg. She has 12 years of work experience in the Philippines doing field research, writing grant proposals, facilitating peace training and workshops, and directing national peace and development programs across the country.
15 August 2017
Research team looking for student Research Assistant(s) in Winnipeg to assist with the start of the project.
12 June 2017